We have a plan for you!

When it comes to health insurance, it's important to understand what's included with your plan. We're here to help you and can explain the benefits available to those who live in:

  • South Dakota
  • Northwestern Iowa counties: Clay, Dickinson, Emmet, Lyon, O’Brien, Osceola, Plymouth, Sioux and Woodbury

How do I identify the best health plan?   Find a Provider   Pharmacy Benefits

When can I apply for health insurance?

Open enrollment is a period of time when anyone can apply for health insurance coverage. You can apply for 2016 coverage from Nov. 1, 2015 — Jan. 31, 2016. 

At any time of the year, you may qualify for special enrollment periods if you experience certain life events. Learn more about qualifying life-events.

Helpful tips for enrolling online

Value-Added Services

Learn about additional services available with our health plans.

2015 Coverage Options

Check out our 2015 health plan options and dental plan options.

2016 Plans

Stay tuned. Our 2016 plan options will be available soon to start shopping. You can enroll for 2016 starting Nov. 1.

Avera Medical Minute

Watch Taking Health and Wellness on the Road


  • Contact us for answers or to have one of our experts help you with the application process.
  • Look up terms in the Uniform-Glossary.
  • Watch the video to learn more about commonly used terms.