We have a plan for you!

South Dakota Residents:

Shop, compare, get a quote, qualify for reduced premiums or tax subsidies and apply directly on our website.

Iowa Residents:

If you live in Northwestern Iowa counties: Clay, Dickinson, Emmet, Lyon, O’Brien, Osceola, Plymouth, Sioux and Woodbury, you will need to contact your local agent or contact us to make an appointment.

2016 plans for Iowa residents are not available to apply online or to qualify for tax credits or subsidies with Avera Health Plans.

When can you apply for health insurance?

For 2016 coverage, you can apply for health insurance from Nov. 1, 2015 - Jan. 31, 2016.

For the rest of the year, you must qualify for special enrollment periods to get health insurance.
Learn more about qualifying life-events.

Note: You can still apply for 2015 coverage if you have a qualifying life event.

Value-Added Services

Learn about additional services available with our health plans.

2015 Coverage Options

Check out our 2015 health plan options and dental plan options.

2016 Coverage Options

Check out our 2016 health plan options and dental plan options.

Questions on Enrollment?

Contact Us

AveraNow - Free for members* in 2016.


Health Insurance Extras

  • Look up terms in the Uniform-Glossary.
  • Watch the video to learn more about commonly used terms.