Explore Plan Options

We offer plans for every stage of life. Find a plan that fits your needs and budget. 

Individual & Family Plans

Get a quote in just a few minutes – and rest easy that you and your family are covered with a comprehensive health insurance plan.

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Medicare Solutions

Have Medicare coverage? Fill the gap left in your original Medicare plan with Medicare Supplement Insurance.

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Employer Plans

Offer health insurance that works for employees and your budget, whether your business is large or small.

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You Are Covered

Preventive Care

All plans include the basic requirement of one yearly checkup and covered screenings, while some Direct plans include up to five visits with no co-pay (limitations apply).

Local and Expanded Networks

Our networks include the trusted Avera Health system plus the UnitedHealthcare extended network, which includes 6,500 hospitals and 1.3 million providers across the nation.

Access to 60+ Medical Specialties

Our providers cover dozens of specialties to ensure you can get the care you need close to home. 

Wellness Programs

We’ll help you meet fitness goals with our LiveNOW well-being program, fitness reimbursements, health coaching and more. 

Virtual Visits Including Mental Health

Get care without leaving home for both acute and mental health needs at no additional cost. 

Pharmacy

Avera Health Plans Rx offers access to most local pharmacies, more than 56,000 online pharmacies and transparency tools to cut medication costs.

Coverage Coming to More Areas in 2026

We’ve offered our various insurance plans in eastern South Dakota for years. Coming in 2026, we’re expanding some services to northwest Iowa and northeast Nebraska, while also providing more robust offerings in western South Dakota.

Avera coverage area

Your Trusted Partners in Health

Connecting you to health topics that interest you, learn about health plans and find guidance to stay healthy.

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©2025 Avera Health Plans, All Rights Reserved. Network restrictions apply with Select plans. Neither Avera Health Plans nor its agents are connected with Medicare or state or federal government. AVHP-1124101