Health Insurance that Works for You

  • <b>24/7 access to free urgent care virtual visits. Our members accessed AveraNow more than 3,000 times over the past year, allowing them to quickly take care of issues.</b>
  • <b>Connect you to community resources to solve barriers to care. In the past year our member health advocates helped over 1,000 people. Examples include connecting members who didn’t have a ride to an appointment to helping them meet with a dietitian for dietary help.</b>
  • <b>Help managing chronic conditions or meeting well-being goals. This year, our health coaches met with 564 members to help create and meet well-being goals. We have 273 members who are part of our chronic care management program.</b>
  • <b>We give members access to LiveNOW well-being services and fitness center incentives to help keep you excited to work toward fitness and health goals.</b>

Avera Health Plans wants to be more than just a health insurance plan – we want to help you stay well throughout your life.

We feel strongly that your insurance provider should be a connecting point for you to get the right care and services when you need them. We do this by working closely with the providers in our network as well as community resource partners where you live.

How we do it:

  1. Create a variety of insurance plans so you can choose a plan that fits your life.
  2. Listen to your health goals, needs and barriers to care.
  3. Connect you to resources available through your health plan or community.

Connected to Care

Your health insurance provider has a full 360-view of all that’s going on with your health needs. At different parts of your life you’ll come across different challenges and need access to different programs, specialists and services.

We’re here to create a clear path for you to get the right services at the right time.

  1. Learn how we’re connecting you to the best health insurance plan for you.
  2. Learn how our team of health coaches, nurses and member health advocates listen to your needs and create a clear path for you to maintain a lifetime of well-being.
  3. Learn about LiveNOW and our other well-being value-added services such as fitness discounts.
  4. We connect members to the resources or programs at the right time. Our dedicated team is here to support you. Some examples are:
    • Providing resources when paying your health bills is difficult
    • Arranging transportation to and from appointments
    • Discussing resources on how to manage diabetes and other health concerns
    • Explaining benefits and bills


Dad fixing daughters mask outside

We are dedicated to serving members and providing access to a variety of tools and resources to meet all your well-being needs. Adding a pandemic into the mix creates an added level of stress, especially if you’re in the middle of a health crisis or managing a life-long chronic condition.

Our team remains focused on helping you through these situations while also considering your safety. This includes increasing your free access to virtual care services and well-being tools.

  1. Learn how you can use Avera Health Plans Virtual Visits, which is free and available 24/7.
  2. Learn how you can help your company decrease the risk of spreading COVID-19 in the workplace.
  3. See what you can do to decrease you and your family’s risk of getting COVID-19 while restarting some of your daily routines.

Get more resources


We offer health insurance plans for every stage of life from the beginning of your career through business ownership and into retirement. We want to help you understand how to make the most of your options.

Learn About Individual and Family Health Plans

Insurance can be confusing, but we’re here to help, whether you get insurance through your employer or have insurance directly with us or the health insurance marketplace.

  1. When do you pay for health care and when does your insurance? Watch a video about how you calculate the cost of your care based on your deductible, co-pays and coinsurance.
  2. Now that you understand the cost of your insurance, it’s time to choose the best health insurance plan for you.
  3. Once you have a health plan, we want you to make the most of your benefits.

Learn More

Learn About Medicare Supplement Plans

Medicare Supplement plans can help if you want more coverage than original Medicare provides.

  1. There’s lots to consider when you first enroll in Medicare and decide on Medicare Supplement. This guide outlines different types of Medicare Supplement plans and how they work with original Medicare.
  2. Our Medicare and You series outlines when you can get Medicare and the benefits of Medicare Supplement plans.

Learn More

Learn About Small Business Health Plans

Owning a business means you have to keep the health of your employees in mind.

  1. Choosing a health insurance plan for your employees can be overwhelming, but this workbook will guide you through the process.
  2. Our guide to health insurance benefits gives tips on how our services and benefits can help move the dial on your costs.

Learn More