Defined Contribution Plans

Defined contribution plans can save you time and money. They also give your employees the freedom to select a plan that meets their family's medical needs and budget.

Plans for Small Employers

We're more than just health insurance. We offer additional value-added services and other ancillary products.

South Dakota Plan Options

For details on a variety of our South Dakota small employer health plans, check out the links below or view our Certificate of Coverage.

For an overview of plan options:

Summary of Benefits and Coverage

South Dakota 2018 Plans

South Dakota 2018 Plans

Gold

Gold Plans feature lower deductibles, resulting in higher monthly premiums.

Silver
Bronze

Bronze Plans feature higher deductibles, resulting in lower monthly premiums.

  • Avera 4500 - High Deductible Health Plan that can be paired with a Health Savings Account
  • Avera 5500

2019 Plan Options

South Dakota 2019 Plans

Gold

Gold Plans feature lower deductibles, resulting in higher monthly premiums.

Silver
Bronze

Bronze Plans feature higher deductibles, resulting in lower monthly premiums.

Iowa Plan Options

For details on a variety of our Iowa small employer health plans, check out the links below or view our Evidence of Coverage.

Summary of Benefits and Coverage

2018 Plan Options

Gold

Gold Plans feature lower deductibles, resulting in higher monthly premiums.

Silver
Bronze

Bronze Plans feature higher deductibles, resulting in lower monthly premiums.

2019 Plan Options

Gold

Gold Plans feature lower deductibles, resulting in higher monthly premiums.

Silver
Bronze

Bronze Plans feature higher deductibles, resulting in lower monthly premiums.

  • Avera 5000 - High Deductible Health Plan that can be paired with a Health Savings Account
  • Avera 5500