Qualifying Life Events

When you face big life changes - you also may be eligible for a Special Enrollment Period that allows you to change your plan or purchase insurance coverage.

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What Qualifies for Special Enrollment?

Several life events may qualify for you for a Special Enrollment Period, including:

  • Getting married
  • Turning 26 years old
  • Having a baby, adopting a child or placing a child for foster care
  • Moving your household
  • Divorce or legal separation
  • Death
  • Loss of coverage

Learn more about getting health insurance coverage outside open enrollment.

What to Report & When

If you purchased your plan on the Marketplace, you must report the changes to the Marketplace within 60 days of a qualifying life event. Then, you'll get a new eligibility notice that explains if you're eligible for a Special Enrollment Period and lower costs. Learn more about:

  • Life changes you must report to the HealthCare.gov Marketplace

    *Please note: If you purchased your plan directly from us, you will need to contact us within 60 days of your qualifying life event submit a Change Form.

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