Have Questions about Medicare? Avera Health Plans Can Help.

Medicare coverage can seem complicated, at least until you get the hang of it.

Medicare parts A, B and D cover things like clinic visits, hospital stays and prescription drugs, but there are still out-of-pocket costs and no out-of-pocket maximum.

That's why many people consider a Medicare Supplement plan. These plans help cover things like co-pays, coinsurance and deductibles. It's a great way to budget for unexpected medical expenses on a post-retirement budget.

Here are some common questions we hear about those preparing to enroll in Medicare.

I'm confused about Medicare. Who can I talk to?

I'm confused about Medicare. Who can I talk to?

An insurance agent can walk you through the process so you meet all the deadlines and requirements of signing up for Medicare and getting a supplement plan in place as well. Agents will also help you find a Medicare Supplement plan that fits your budget.

If you want to talk with someone about your Medicare Supplement needs, Avera Health Plans agents are located across the state and ready to answer your questions. Find an agent near you.

How do I enroll in Medicare?

How do I enroll in Medicare?

You must enroll in Medicare at the Social Security office, and there are certain time limits based on when you're enrolling. If you plan to enroll when you turn 65, you can enroll starting three months before your birthday month until three months after your birthday month. Medicare Supplement plans are available through private health insurance companies.

Am I paying too much? What are my options?

Am I paying too much? What are my options?

Medicare Supplement policies are standardized, which means they offer the same benefits, no matter which insurance company sells it. However, keep in mind that insurance companies may charge different amounts for the exact same Medicare Supplement policy. In addition, not all insurance companies offer all of the Medicare Supplement policies as there are up to 10 options to choose from.

That's why it's important to shop around and find not only a plan that's best for you, but an insurance company that offers it at an affordable price, along with the level of customer service you need.

I'm 65. Should I enroll in Medicare?

I'm 65. Should I enroll in Medicare?

Each person has different needs. It is best to consult a licensed agent to understand your best options. If you are 65 or older and enrolled in Medicare Part A and B, you can enroll in a Medicare Supplement plan at any time.

You can also take advantage of open enrollment periods offered by some companies. For example, from now until Jan. 15, 2020, Avera Health Plans offers a Medicare Supplement open enrollment period.

Have more questions about Medicare plans?

Have more questions about Medicare plans?

Ask an Avera Health Plans agent for more information. Fill out the form on this page and we'll get in touch with you.

Still have Medicare questions?

Avera Health Plans is here to help. Connect with a licensed, knowledgeable agent today who'll offer a free consultation based on your individual needs.

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Have Medicare Supplement Questions?

Read Medicare Supplement questions we often hear, and our answers, in our latest informative blog.

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Watch this helpful video Medicare 101: What You Need to Know that we made just for you!