Benefits of Having Health Insurance

Health insurance protects you from unexpected, high medical costs. And with Avera Health Plans, you can take advantage of additional benefits, including the fact that:

  • You pay less for covered in-network health care, even before you meet your deductible.
  • Some of our plans include two additional free visits to your primary care physician.
  • Some of our plans include free preventive care including wellness exams, immunizations, pharmacy benefits, and preventive screenings (en español).

To view the benefits and coverage specific to your plan, create an account and login to our online portal.

Not Sure Where to Start?

As an Avera Health Plans member, you receive a wide variety of important benefits.

Health insurance can be confusing and overwhelming - that's why we're here to help. Select the option below that best fits your circumstance to find information specific to your type of Avera Health Plans.

You can also learn more about how your health plan works - including what to do while you travel - and how to navigate your health care.