Your Benefits

As an Avera Health Plans member, you’ll receive a wide variety of important benefits.

We offer many plan options, it is important you login to your member portal to view:

  • specific benefits and coverage to your plan (Summary of Benefits and Coverage/Individual Policy or Certificate of Coverage)
  • identifying what needs a prior authorization (preauthorization)
  • finding an in-network provider

Benefits of having health insurance:

  • Health insurance protects you from unexpected, high medical costs.
  • You pay less for covered in-network health care, even before you meet your deductible.
  • You get free preventative care including wellness exams, vaccines, pharmacy benefits and preventive screenings.
  • Some of our plans include two additional free visits to your primary care physician.
  • You receive free, value-added benefits.