Check Your Benefits
Find an in-network provider and review your benefits to get the right care for the least amount of out-of-pocket cost.
It's hard to know where to go for care when you're sick or injured. Followed these tips to get the best care possible wherever you need it.
We don't know when you're traveling unless you call.
If you are traveling and need urgent care, call us if your claim is applied to out-of-network benefits and we will review it. We don’t know you’re traveling when we get an out-of-network claim. Once we know you were traveling we will apply the appropriate in-network benefit (if applicable).
Call if you're unsure of your best care option.
Call 24/7 Nurse Line at 605-322-1354 for free advice from a registered nurse, including whether to seek immediate attention.
Check your health plan benefits.
We have a secure website so you can find the resources you need, when you need them. This easy-to-navigate portal gives you access to the following resources: in-network provider directory, pharmacy benefit information, and summary of benefits and coverage to find out your co-pay amounts, etc.
A Visual Guide to Care Decisions