Save on Health Insurance for Your Business

You have a lot of expenses to juggle as a business owner. Worrying about health insurance for your employees shouldn't be one. Avera Health Plans could save your business up to 30% on health insurance costs without compromising your employees' benefits.

Why You Should Consider Avera

  • You may be eligible for small business health insurance even if you’re a two-person operation
  • You can enroll any time and we make switching plans easy
  • Your network includes health systems and providers in all areas of the state, including Regional Health
  • You're covered by Avera quality services with access to:
    • Our extensive network with hundreds of providers and specialists in South Dakota
    • Nationally accredited cancer specialists and research program
    • 24/7 support for questions about cancer treatment and side effects
    • The region's largest orthopedic physician team
    • A level IIIB NICU in Sioux Falls and 16 birthing locations throughout South Dakota

Additional Value-Added Services for Your Employees

  • A $15,000 life insurance policy for the plan subscriber*
  • A fitness-only membership discount in communities served by GreatLIFE Golf & Fitness Club*
  • The Careington ValuePlus discount program, which offers discounts to vision and travel assistance programs*
  • 24/7 AveraNow virtual visits to connect with a provider for simple illnesses

*Available to South Dakota ACA small employer group plans only

Get a Quote

Save up to 30% on your business’ health insurance costs.

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Employer Coverage with Avera

  1. Emergency Visit
    Emergency room visits are available to members no matter which emergency room you visit if your situation is unexpected and medically necessary.
  2. Second opinions
    We offer an extensive network if there are no in-network experts for the specialty you need. Coverage when you need it where you need it.
  3. Working out-of-state
    If you have employees who live outside the Avera network, Avera Health Plans can extend their network - no matter where they live. Make sure to ask your agent how this works.
  4. College out-of-state
    Your college-age dependents are covered even if they study out-of-state.
  5. Avera Medical Group
    Our plans include a wide network of highly skilled specialties with the largest health care system in South Dakota.
  6. Coverage beyond Avera
    Avera Health Plans' provider network includes many independent providers and clinics, including Regional Health System West River or Brown Clinic in Watertown. Search our provider directory to see if your provider is considered in-network.

The Avera Difference

  • Avera Health Plans offers fully insured members 24/7 online access with providers through the AveraNow mobile app ($49 value).
  • Avera's partnership with the HyVee Healthy You mobile brings the provider and wellness exams to your parking lot.
  • No surprises. Our outstanding retention rate is reflected with consistent pricing year-to-year and flexible plan options.

View plan options for employers with less than 50 employees

Large employer plans are created by you with your budget in mind. Our innovative quote tool is emailed to you (and/or your agent) to identify what benefits work with your bottom line. If you have more than 50 employees, contact your agent today and ask for a quote from Avera Health Plans.