The Coverage You Need
Whether you have two employees – or many more – we can help you create an insurance package that’s valuable to your employees. Learn more about our employer plans and the different types of coverage we offer.
Where can you find us? We partner with businesses in South Dakota and northwest Iowa, and we’re expanding to northeast Nebraska for 2026.
Learn More
Small Businesses
Fewer than 50 employees? Explore plan options and find one that fits your budget, even if you’re a two-person operation.
See Small Business Plans
Large Businesses
50 or more employees? Get great value for your business with fully insured employer plan options – plus flexibility and choice.
See Large Business Plans
Self-Funded Businesses
Have more than 50 employees and want to fund your own plan? We can help with helpful third-party administrator services.
See Options
Round Out Your Employee Benefits
Employee benefits include much more than health insurance.
- If you’d like COBRA administration services, we offer these for no additional fee.
- Make your benefits a complete package with our additional coverage options – from life insurance to employee assistance programs and more.
Additional Coverage
Your Avera Network Advantage
With Avera Health Plans, your employees will have access to our wide network of providers – including Avera and many independent providers in our region – a variety of hospitals and medical specialties, including:
- Nationally accredited cancer specialists and research program
- Region’s largest orthopedic physician team
- A level IIIB NICU in Sioux Falls and 15 birthing locations throughout the region
- Coverage extending beyond the Avera network for employees who live outside of the Avera network
Along with our strong network of providers, we’re pleased to offer a DirectConnect narrow network plan. This type of insurance coverage is budget-friendly and comes with access to multiple medical specialties — benefiting both employers and employees. DirectConnect plans remain available to eligible employers headquartered in Brown, Lincoln and Minnehaha counties. New for 2026, DirectConnect plans are available to eligible employers headquartered in the following counties: Aurora, Clay, Davison, Douglas, Hanson, Hughes, Hutchinson, McCook, Stanley and Yankton.
Want to see for yourself?
Narrow Network Explained Browse Providers
