Shop Individual and Family Plans

Health Insurance Coverage

We have competitive individual and family health insurance plans that fit your budget and coverage needs. You’ll get access to Avera’s award-winning health care system — and a wider, national network that’s helpful when you travel or send a student off to college.

If you have a qualifying life event, you can enroll in plans anytime.

You can sign up for (or renew) your health insurance plan during open enrollment happening Nov. 1, 2025 – Jan. 15, 2026.

Eastern South Dakota

Discover the benefits of our plans if you live in the eastern side of the state.

Eastern SD Plans

See 2026 SD Benefit Coverage

Western South Dakota

Get strong network options and west river coverage.

Western SD Plans

See 2026 SD Benefit Coverage

Northwest Iowa

We’re expanding coverage to northwest Iowa in 2026.

Iowa Plans

See 2026 IA Benefit Coverage

More Coverage Options

Pharmacy Coverage

Find out if your medications are covered and learn how to get the most from your pharmacy benefits.

See Pharmacy Coverage

Dental Plans

Start smiling when you see the flexible options from our dental coverage partners.

See Dental Options

Vision Plans

Keep your eyes healthy and happy with options from our vision coverage partner.

See Vision Options

Enrollment Resources

Get answers to health insurance questions and enrollment with these popular resources.

¹ For most members. Some limitations apply.

Why Choose Avera Health Plans

You’ll get some built-in benefits, including:

Choice through our robust network of providers and health care facilities
Well-being services, online wellness technology, health coaches and case managers
Membership discounts at select fitness businesses
24/7 Avera Health Plans Virtual Visits at no cost¹
Covered preventive care, including wellness exams, vaccines and preventive screenings like mammography and colonoscopy
Access to handy digital tools including our member portal – available online and via app – so you have access to coverage and claims at your fingertips

Downloadable Guides

Here are more resources to help you make sense of your health insurance options, so you can make the best purchase for you and your family.

Your Guide to Choosing Health Insurance (pdf)

Consumer Insights for Health Insurance (pdf)

Get Started

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