Dental Plans

Looking for Dental Insurance?

  • If you chose a family plan sold through the Marketplace (Healthcare.gov), pediatric dental coverage is included.
  • If you need adult dental or purchase a different type of plan, we offer two options through partners with leading dental coverage. You can get pricing and coverage for both online.

Ameritas Group

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Delta Dental of South Dakota

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Dental Coverage FAQ

Who is eligible?

Anyone, age 18 and older, is eligible to apply for and purchase a dental plan. All Affordable Care Act-compliant plans provide pediatric dental coverage up to the age of 19 (plans sold through the Marketplace on Healthcare.gov).

Can I keep my current dentist?

Yes, you can continue to see your current dentist.

Are there waiting periods?

There are no waiting periods for:

  • Diagnostic and preventive services
  • Emergency treatment of dental pain
  • Routine restorative services including fillings, tooth extractions and oral surgery

For all other services, there is a 12-month benefit waiting period. The waiting period is waived if you have been continuously covered under a Delta Dental of South Dakota employer-sponsored group policy for at least the last 12 months. Waiting periods must be satisfied if there has been a lapse in coverage or for new members who are added to this policy.

Need Health Insurance?

Get a Quote

Our local team is happy to help make sure you have the right plan for your health care needs and budget.

Email Us Find an Agent

You can also call our sales team toll-free at 855-692-8372.

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