Avera Health Plans Medicare Supplement Insurance open enrollment period is a time when anyone qualified for Medicare can apply for Medicare Supplement Insurance. During open enrollment:
- No health questions are asked.
- You will automatically be accepted for coverage if you’re at least 65 years old and apply for Avera Health Plans coverage within six months of your Medicare Part B effective date.
- If you have group health coverage from a current employer and delay enrolling in Medicare Part B, your open enrollment period won’t start until you sign up for Part B.
As long as you pay your premiums on time, your Medicare Supplement coverage can’t be canceled because of the number or size of your claims.
With our Right to Return Policy – if you find that you're not satisfied with your policy – you may cancel it within 30 days of receiving it. We'll treat your policy as if it had never been issued and will return your premium dollars for those 30 days. In order to make a cancellation, contact your agent.
If you’ve had your policy for longer than 30 days and wish to cancel, simply contact your agent and provide them written notice that you wish to terminate. Any premium paid beyond the termination date will be refunded to you.