Smiling man taking selfie in front of Sylvan Lake, Black Hills, SD.

Neighborhood Care, Nationwide Coverage

Choose a health insurance carrier with a trusted history in the Midwest and some of the lowest premiums in the area. Our new choices provide you trusted care, now with better coverage when you're close to home or far away.

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Who We Help

We have plan options for health care needs across the spectrum of life — if you want to buy your own insurance, you’re an employer looking to provide attractive insurance benefits or if you need insurance to fill the “gap” of an Original Medicare plan — for some of the lowest prices in the region.

Why Choose Avera Health Plans for Insurance Coverage?

Go with an insurance carrier you can trust. Avera Health Plans has served communities in the Midwest for more than a quarter of a century. Avera Health Plans offers stable coverage, plans that fit your budget and dedicated support from local experts. Enjoy value-added options that enhance the flexibility of plans.

You don’t have to sacrifice far-reaching coverage for personalized care. In addition to access to local health care from providers you know in Rapid City, Spearfish and beyond, you’ll also benefit from our national network with United Healthcare® Options PPO. This network of 1.3 million physicians and health care professionals and 6,500 hospitals nationwide gives you choices when you're traveling or have a dependent living outside of the Avera Health Plans network.

What We Offer

Individual and Family Insurance

Invest in your health and the health of your family. We offer affordable plans that include a large selection of in-network providers and covered preventive care such as wellness exams and certain screenings. Some plans include benefits such as virtual visits, as well as value-added services like gym reimbursement and fitness incentive programs.

Medicare Supplement Insurance

Medicare Supplement Insurance works to “fill the gaps” in your Original Medicare coverage, offsetting some of the costs you’d otherwise pay for on your own. Enjoy local service and nationwide coverage. Some plans include value-added services like gym membership discounts and enhanced benefits such as heart and vascular screenings.

Employer Group Insurance

Attract and retain your employees with an insurance plan that fits your budget. Plans are available for two-person businesses all the way to large operations and offer add-on cover options to customize coverage so that you find the best plan for your employees and business needs.

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